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How an Instagram Advert Saved My Life

The 18 year property crash cycle?

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RYSE is a tech firm poised to dominate the Smart Shades market (growing at an astonishing 55% annually), and their public offering of shares priced at just $1.50 has opened. 

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Retail distribution was the main driver behind the acquisitions of both Ring and Nest, and their exclusive deal with Best Buy puts them in pole position to dominate this burgeoning industry.

June 2022.

I was feeling like CRAP constantly.

Low mood, tired, holding onto too much fat and a bit listless generally.

I thought it was some sort of depression — doctor threw me onto SSRIs.

Nope, they just sent me to sleep and made me feel even worse.

Then this advert popped up after a week or two of Googling, speaking about it with the Mrs and chatting to my special agent at Meta that clearly listens in to our conversations…

An Instagram advert from Optimale, the UK’s men’s hormonal health clinic.

My first thought was, ‘I’m literally 29, I couldn’t have low testosterone.’

Well, I did.

A few blood tests and a consultation and I was prescribed 100mg a week.

After 4 weeks, I felt amazing — all the anxiety symptoms, everything gone.

I am using this anecdotal case study to extrapolate something broader here.

After controlling for confounders—including year of study, age, race, BMI, comorbidity status, alcohol and smoking use, and level of physical activity—total testosterone was lower among men in the later (2011-2016) versus earlier (1999-2000) cycles (P < 0.001). Mean total testosterone decreased from 1999-2000 (605.39 ng/dL), 2003-2004 (567.44 ng/ dL), 2011-2012 (424.96 ng/dL), 2013-2014 (431.76 ng/dL), and 2015-2016 (451.22 ng/dL; all P < .0001). Elevated BMI was associated with reduced total testosterone levels (P < .0001), with the mean BMI increasing from 25.83 in 1999-2000, to 27.96 in 2015- 2016 (P = 0.0006). Lokeshwar noted that even men with a normal BMI (18.5-24.9) had declining total testosterone levels (P < .05) during the same time frames.

Men’s testosterone on average is falling at a decently rapid pace.

And if there is a problem, the market will demand a solution…

So the question to ask is how might be take advantage of this rapidly occurring problem?

We’ve identified two opportunities that we’ll be speaking about later this week which, in our view, will become en vogue over the next few years, so subscribe now for £6.99 to get them.

Lots of traditional means of combating men’s mental health problems have not worked, and while having lower testosterone levels is not a cause for all of them at all, obviously, there’s good evidence to suggest it is a common enough problem that requires more widespread knowledge.

The writer of the piece above even says…

“This is especially worrisome in this young adult age group, as many men feel stigma and are less likely to seek care for these low libido and erectile dysfunction.” Lokeshwar added. “Testosterone levels in AYA men are used as the benchmark normal levels for testosterone. This is very scary, because generally, when we think of normal values of testosterone, we treat based upon this age group. This may ultimately lead to the undertreatment of testosterone deficiency, which can have large ramifications and severe consequences.”

See, low testosterone has issues with the cardiovascular system, osteoporosis and T2 diabetes…

So it’s not just a mental health issue, there is a large component of general health associated with this hormone imbalance.

And I think there is a de-stigmatisation of testosterone use that has occurred.

What I’m not saying is for loads of people to hop on a cycle and blast 500mg a week.

But what I am saying is that I see a greater demand for men’s hormone therapies over the coming years, which should be beneficial to a select few pharma companies 👀

ICYMI: What we spoke about last week

The US became the largest producer of oil in the world, so we spoke about it, and we had a little idea on a car retailer who we reckon is in for a short squeeze 👀


Here’s one of our VIP members with a review from last week!

‘Join Fink. Seriously, it's the best investment I've ever made

I have been a member for the past two years as I navigate my way through the financial markets with no prior experience. It's tough out there and moreso for uninformed retail like myself. Finding this group has been a lifeline for me mentally and financially. Everyone is so motivated and performance driven, without being racked with guilt for it.

It's a breath of fresh air amongst a sea of predatory social media influencers and talking heads in the media.

You won't be spoon fed here, but if you're willing to put in the effort you will benefit immensely from the collective knowledge of the Fink community who are always willing to advise and support novices.’

What you need to know

The UK spends more on housing but gets the least from it.

I tend to take the Resolution Foundation with a pinch of salt since sometimes they get things the wrong way round or sum up some bad correlation = causation arguments…

But I think it’s safe to say this is probably true.

What you can take from this is that if we unlocked all of this debt the UK has in property, we could give it to businesses and solve the productivity problem we have here (higher wages, higher investment, better welfare generally).

But no — we simply must create debt and put it into houses.


The most important chart

This is the biggest risk of our lifetimes (well, until the next biggest one…)

Yes, sometimes there is silly correlation made, but if this were to hold true, I would be VERY scared of what happens to interest costs since central banks would have to hike way higher than 5%.

I do think we are at a stage where central banks simply could not permit this to happen though… somehow.

If inflation were to rear up again and interest rates were to increase simultaneously, that could be the cause for the proposed housing crash…

This would mean that 2026 is the year for the property crash…

Time to worry?